International, Secondary Market, and All Other Nondepository Credit Intermediation
Official NAICS Description
Source: U.S. Census Bureau 2022 NAICS
📘 Source: U.S. Census Bureau — 2022 NAICS Manual
This U.S. industry comprises (1) establishments primarily engaged in providing working capital funds to U.S. exporters, lending funds to foreign buyers of U.S. goods, and/or lending funds to domestic buyers of imported goods; (2) establishments primarily engaged in buying, pooling, and repackaging loans for sale to others on the secondary market; and (3) establishments primarily providing other nondepository credit (except credit card issuing, sales financing, consumer lending, and real estate credit). Examples of types of lending in this industry are short-term inventory credit, agricultural lending (except real estate and sales financing), and consumer cash lending secured by personal property.
Illustrative Examples:
Commodity Credit Corporation
Factoring accounts receivable
Industrial banks (i.e., known as), nondepository
International trade financing
Morris Plans (i.e., known as), nondepository
Pawnshops
Secondary market financing
✓ Small Business Eligibility at a Glance
Based on SBA Table of Small Business Size Standards (2024)
Size Standard
$47M average annual receipts
Measurement Period
3-year average
Standard Type
Revenue-Based
Applies To
All contracts under NAICS 522299
Set-Aside Programs
8(a), WOSB, HUBZone, SDVOSB
Certification Required
No (self-certify in SAM.gov)
Size standards are set by the SBA and reviewed periodically. Always verify at SBA.gov before bidding.
Cross-References
The following activities are classified elsewhere in the NAICS system:
→Establishments primarily engaged in providing credit sales funding are classified in Industry 522210, Credit Card Issuing;
→Establishments primarily engaged in sales financing or sales financing in combination with leasing are classified in Industry 522220, Sales Financing;
→Establishments primarily engaged in making unsecured cash loans to consumers are classified in U.S. Industry 522291, Consumer Lending;
→Establishments primarily engaged in lending funds with real estate as collateral are classified in U.S. Industry 522292, Real Estate Credit;
→Establishments primarily engaged in accepting deposits and lending funds from these deposits are classified in Industry Group 5221, Depository Credit Intermediation;
→Establishments known as industrial banks or Morris Plans and primarily engaged in accepting deposits are classified in Industry 522180, Savings Institutions and Other Depository Credit Intermediation;
→Establishments primarily engaged in arranging loans, including international trade loans, for others on a commission or fee basis are classified in Industry 522310, Mortgage and Nonmortgage Loan Brokers; and
→Establishments primarily engaged in guaranteeing international trade loans are classified in U.S. Industry 524126, Direct Property and Casualty Insurance Carriers.
How to Use NAICS 522299 in SAM.gov
NAICS code 522299 — International, Secondary Market, and All Other Nondepository Credit Intermediation — is used in SAM.gov to identify businesses whose primary activity falls within this classification. When you add this code to your SAM.gov entity registration, contracting officers searching for vendors in the Nondepository Credit Intermediation space will be able to find your business.
If this code represents your primary business activity, designate it as your primary NAICS code. Your primary NAICS code determines your size standard for any contract solicited under this code. With a size standard of $47M average annual receipts, your business must be at or below this threshold to qualify as a small business for set-aside contracts under NAICS 522299.
NAICS code 522299 is 'International, Secondary Market, and All Other Nondepository Credit Intermediation', classified under the Finance and Insurance sector (NAICS 52). This U.S. industry comprises (1) establishments primarily engaged in providing working capital funds to U.S. exporters, lending funds to foreign buyers of U.S. goods, and/or lending funds to domestic
What is the SBA small business size standard for NAICS code 522299?
The SBA defines a small business under NAICS code 522299 (International, Secondary Market, and All Other Nondepository Credit Intermediation) as one with $47M average annual receipts. This size standard determines eligibility for small business set-aside contracts, 8(a), HUBZone, WOSB, and SDVOSB programs in SAM.gov.
How do I register NAICS code 522299 in SAM.gov?
To register NAICS code 522299 in SAM.gov: (1) Log in at sam.gov, (2) Navigate to your Entity Registration, (3) Go to the Assertions section, (4) Add 522299 (International, Secondary Market, and All Other Nondepository Credit Intermediation) to your NAICS code list. You may designate one code as your Primary NAICS code.